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The key to getting out of
debt is "BUDGET". Many
put money in the bank and
swipe the credit card with
every purchase not know-
ing if what they just pur-
chased was the power bill
or maybe the money
needed for that emergency
car repair or worse, a sick
child.
Many of us are living pay
check to pay check with
debts growing more and
more. We all must learn that
money is active. Learn to
manage money or it will
manage you. I can attest to
this because my money man-
aged me most my life until
one day I found myself
drowning. I learned the 3
key points of getting out of
debt and 11 months later I
was $22,000 out of debt. Af-
ter reading in Sahih Bukari
in the book of funerals, I
read the punishments of the
grave for those who lived in
this life dealing in interests
and it made me more deter-
mined to not deal in it and
to help my brothers and sis-
ters escape from it. The key
to getting out of debt is
"BUDGET". Many put money
in the bank and swipe the
credit card with every pur-
chase not knowing if what
they just purchased was the
power bill or maybe the
money needed for that
emergency car repair or
worse, a sick child. We all
have the inner child inside
us that say ,,I want it now
but we must learn to say
NO!

The first step to getting out
of debt is preparing for the
future, that emergency WILL
happen. Step one- Save
$1,000 for emergencies. This
is a must before even trying
to tackle your debt. Many
ask "How do I do that when I
cant even pay my water
bill?" You will be surprised
at how much you blow eat-
ing out and spending on un-
necessary things. You pay
minimums on all debts, sell
things you dont need and
brothers if you need to work
more than one job then DO
IT.
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